The Cash Life
credit improve

Various Ways to Improve Your Credit Scores

When you have a low credit score, you could be leaving money on the table. In fact, you could be losing a fortune. When you have good credit, you are offered attractive interest rates as it relates to auto loans, mortgages and credit cards. You also pay lower fees and get the most attractive sign up bonuses. You are even most likely to have the fee waived or increased on your credit line, if you were to ask. When you…

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Time is money business philosophy

3 Smart Ways To Use Your Tax Refund

Tax season isn’t the most pleasant part of the year, but there’s always one thing to look forward to – that nice refund check. If you’re getting a tax refund this year, there is nothing wrong with taking a few of those extra dollars and treating yourself, but you might want to consider putting the bulk of it toward some smart spending (or savings). Here are three ways to get the most out of your tax refund.   Save For…

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buying a home

What You Need to Know Prior to Purchasing a Home

Everyone has their own perception and view about the American dream and what it is all about. However, there is no way that you can deny that most people want to become homeowners and this is one of their top objectives in life. There is a satisfying feeling for people that finally own their homes. It is a major purchase and big responsibility, especially having to maintain and repair the home, but it is a pride and joy for anyone.…

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money saving phone overseas

5 Smart Money-Saving Ways To Use Your Phone While Traveling Overseas

The phone is essential when you are travelling overseas. You cannot afford to be lost because of not holding a phone. However, the high-charging overseas data and rates might let you into a dilemma where you might be forced to pay a fortune for the services.   In such a situation, what do you do to escape these charges, what options you resort to save big, and how smartly you use your phone when you are travelling across the border?…

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fix finances

Easy Ways to Fix Your Finances

Saving money can be a difficult task. Especially when spending money is so easy. In just a matter of minutes you make money and then realize it’s gone. Spending can be an addictive and effortless thing to do, that is until you run out of money. Then you realize you are having trouble paying bills and are living paycheck to paycheck. At some point we are all guilty of indulging in expenses every now and then. Wouldn’t it just be…

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go credit card free

How To Go Credit Card Free

Like it or not, credit cards are a necessary evil. At least that’s what many of us have been told, and whether through debt, credit score, or simple constant fear of overspending, there aren’t many Americans who haven’t been affected by the realities of spending money they don’t have. Despite that, credit cards might not be as much a necessity as people would have you believe, and living without them is surprisingly simple. If you’re interested, here’s how to start…

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asds

How to Reduce Your Monthly Expenses

If you were to honestly confess, there were several times that you found yourself financially strapped for money due to undisciplined budgeting habits. You are not alone. There are many Americans that have no clue how to create a budget, let alone stick with it. Budgeting is a plan with details on how to spend money in a certain period of time. If you have a budget that is carefully planned, you will reach your goal of maintaining a solid…

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aided food program

Can you survive on a Government Aided Food Program?

What if you went to the grocery store with only $30 and had to buy food for a week, could you do it? How would you make this amount of money stretch for you and your family? Would there be certain items that you would have to put on that grocery list and are there items that you would definitely have to do without? The answer would be yes, of course. You may have to walk up and down the…

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budget 2016

Get Financially Ready For The New Year

Let’s start the new year out right! Christmas has come and gone along with countless spending on gifts for loved ones and of course the travel expenses. Maybe you even decided to take a holiday vacation this year. Whatever it may be has caused a huge hole in your pocket and you are now worried about starting off the new year in the hole. Not to worry there are many ways to buckle down and get financially ready for the…

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How to Invest with Little Money

  Over a specific length of time, investing can be an excellent way to increase your financial portfolio.  If you are a new investor, you could become overwhelmed with all the investment information that exists, especially when you need to make a quick decision. Many people feel as if they are unqualified to be labeled as investors. However, you can start small until you grow your investments. You Can Invest If you don’t have sufficient funds to invest, that feeling…

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